Temporary Disability Insurance Program (TDI)

The Temporary Disability Insurance Program (TDI) provides up to thirty weeks of benefits for people who cannot work due to illness or injury that occurred outside of the workplace. If you are injured on the job, you may be eligible for worker’s compensation. TDI is funded through employee contributions to the TDI Fund.

Who Qualifies?

To be eligible for TDI benefits, you must have:

  • Earned wages in Rhode Island
  • Paid into the TDI/TCI fund
  • Earned at least $15,600 in either your Base Period or an Alternate Base Period.

If you earned less, you may be eligible if you meet ALL of the following conditions:

  • You earned at least $2,600 in one of your base period quarters;
  • Your total base period taxable wages are at least 1.5 times your highest quarter of earnings;
  • Your base period taxable wages equal at least $5,200.

See the Rhode Island DLT FAQ for definitions and more information.

  • Be unemployed for at least 7 days due to a non-job related illness or injury.

How to Apply

  • File an application online at the DLT or file a paper application. Go to the DLT website for application information. You can also call 401-462-8420 to request a paper application be sent to your home address.

How much are the weekly payments? (Jan 2023)

The weekly benefit is equal to 4.62% of the wages paid to you in the highest quarter of your base period. The maximum benefit rate is $1,007 and the minimum benefit rate is $121. You may also be entitled to a dependents allowance for a child under age 18 or a child age 18 or older who is disabled, for up to 5 dependents. The dependent’s benefit is 7% of your benefit with a minimum of $10. 

TDI benefits are not taxable. Benefits can be paid for a maximum of thirty weeks.

For more information, go to the Department of Labor and Training website. If you have questions about your eligibility or application, you can email [email protected]. Include your full name, phone number and hometown in the email.